Analisis Efisiensi Perbankan Syariah di Indonesia
| Format: | jou |
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| Terbitan: |
, 2014
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| Subjects: |
Daftar Isi:
- Efficiency is a way to measure the performance of the input-output variable of economic activity. This study aims to find the factors that cause differences in the efficiency of Islamic banking in Indonesia. The data used in this study were obtained from Bank Indonesia using Islamic banking financial data the divided into input and output variables. The input and output variables in this study used Value Added Approach based on bank purposes to maximize value added (profits). Input variables of this study were: iB Giro, iB Savings, iB Deposits, paid-up capital. While output Variables was the placement of funds in Bank Indonesia, Bank Deposit in another banks, Mudharabah, Musharakah, Murabahah, Istishna, Ijarah and Qardh. This study used Data Envelopment Analysis method (DEA) which is a procedure that is designed specifically to measure the relative efficiency of the input-output where merging is not possible and, it has an advantages in calculating the efficiency for each input -outputs variable. The result showed that, the values of Islamic banking efficiency in Indonesia (not including BPRS) in the period 2006 to 2012, islamic bank in Indonesia still experienced an inefficiency.