Pengaruh Biaya Operasional, Bagi Hasil DPK, dan Bunga Kredit Bank Konvensional Terhadap Margin Pembiayaan Murabahah (Studi Kasus di PT. Bank Syariah Mandiri)
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#CREATOR_ORGNAME#
, 2012
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| Online Access: |
http://digilib.polban.ac.id\/download.php?id=3070 |
Daftar Isi:
- This report aims to determine the influence of operational expenses, profit sharing for deposits, and interest on the margin of murabaha in PT Bank Syariah Mandiri. The data used in this research is time series data obtained from monthly publication of financial statement and statistic of Indonesian banking in the period of January 2006 to April 2011. This research is quantitative research with descriptive analysis and inferential method. Data analysis techniques using multiple regression analysis with the assumption of classical test in advance. The result showed that the independent variables (Operational Expenses, Profit Sharing for deposits, and interest) simultaneously significantly influence on the margin of murabaha. Partially, profit sharing for deposits (BHDPK) and interest (Bunga) significantly influence on the margin of murabaha, while Operational Expenses (BOPR) not significantly influence on the margin of murabaha.