An Analytical Over View of Performance of Bank of Punjab during the Period 2005-2014
| Main Authors: | Munawwar Kartio- Ph D Scholar, Prof Dr Ambreen Zeb Khaskhelly, Prof Dr Chandan Lal Rohra, Prof Aisha Basheer Shah |
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| Format: | Article |
| Bahasa: | eng |
| Terbitan: |
, 2016
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| Subjects: | |
| Online Access: |
https://zenodo.org/record/3530228 |
Daftar Isi:
- This research study aims at investigating the performance of Bank of Punjab during last decade (2005-2014), several performance parameters are used to evaluate and measure the financial standing of the bank. Financial ratios were used to gauge the profitability, liquidity and stability of the bank. It was revealed that I) Profitability was unstable during the period under review even loss was declared in few years. II) The weighted cost of deposit was very high in the industry which means that financial managers were under stress to maintain the books of bank by mobilizing costly deposits. III) The ratio of infected portfolio was very high which on one hand affected adversely the revenue generation on one hand and eaten up the capital on the other. After few years of poor performance it has improved its profitability by managing the Non-Performing Loans significantly