Performance of Banking Sector of Pakistan amid Global Financial Crisis
| Main Author: | Dr Ambreen Zeb Khaskhelly |
|---|---|
| Format: | Article |
| Bahasa: | eng |
| Terbitan: |
, 2015
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| Subjects: | |
| Online Access: |
https://zenodo.org/record/3525678 |
Daftar Isi:
- This study aims at to conduct a performance analysis of six big banks of Pakistan during the global financial crisis during the period of 2008 to 2012 Year 2007 has been selected as base year. Various financial ratios have been calculated to evaluate the performance of the banking sector in terms of liquidity, profitability and stability. This study covers a five year period from 2008 to 2012 where as year 2007 has been considered as base year. The performance has been analyzed by using financial ratios as measurement tool. The financial ratios such as Profit Before tax ratio, Gross spread ratio, Return on Equity, Gross profit ratio Gross Advances to Deposits ratio, Cash & Portfolio Investment to Deposit Ratio are used to gauge the performance of selected banks. Moreover their credit portfolio has been examined to ascertain their performing loans status. While conducting the research it concluded that selected banks have adversely been affected, deposits were withdrawn considerably and cost of deposit increased to maintain the books. Non Performing Loans were also accumulated due to increase in interest rates.