A Business Process Analysis of Islamic Microfinance: Value Maximization and Social Capital Development in Pakistan
| Main Authors: | Shahbaz Tariq, Zeeshan Ur Rahman Awan |
|---|---|
| Format: | Article |
| Bahasa: | eng |
| Terbitan: |
, 2018
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| Subjects: | |
| Online Access: |
https://zenodo.org/record/3484461 |
Daftar Isi:
- This paper explains the analysis of the business process of a successful and second largest in term of geographical coverage Islamic Microfinance program in Pakistan. The program is scientifically designed to facilitate the poor’s through monetary benefits and social capital development. Monetary benefits include financial support and social capital development by sensitizing or mobilize the community to undertake their developmental activities by themselves. The paper focuses on the practices, approaches, mechanism, model, strategies, mode of financing, geographic coverage, and targeted segments of the program. To determine the financing mechanism, processes and data flow author visited the main office and branch offices. In developing countries, for Islamic microfinance organization, a social capital development unique feature of Esaar Microfinance and limited resources for operational self-sufficiency could be informative. However, this program has unique characteristics, so there is a need for global expansion to prepare students for assignment in developing countries is one of the major goals of this study