PENGARUH MANAJEMEN RISIKO KREDIT TERHADAP TINGKAT NON PERFORMING LOAN PADA BANK PERKREDITAN RAKYAT DI KOTA BANDUNG
| Main Author: | Nurmasitha, Sitta |
|---|---|
| Format: | bachelorthesis doc-type Bachelors |
| Bahasa: | ind |
| Terbitan: |
, 2013
|
| Online Access: |
http://repository.unpad.ac.id/frontdoor/index/index/docId/22660 |
Daftar Isi:
- ABSTRACK The purpose of this research is to find out whether there is a influence of credit risk management towards the level of Non Performing Loan. This research is based on the credit risk management principles from Basel Committee on Banking Supervision. This descriptive research used survey method whereas sample was taken by random sampling method. The variables used in this research operated as follows: the independent variable is the credit risk management. Then the dependent variable is the level of Non Performing Loan. This case is analyzed by using the regression equation, whereas the data from independent variable which are gathered were in the ordinal scale and these were converted into the interval scale, and also using one-sided significance test. The result of hypotheses shows that there is negative significant influence of credit risk management implementation towards the level of non performing loan. The result of correlation coefficient analysis shows that the correlation between variables are 0,701 which is shows tight relationship, and determination coefficient is 0,491 means that level of Non Performing Loan is influenced 49,1% by credit risk management implementation, whereas the other 50,8% influenced by other factors such as operational risk management, market risk management, liquidity risk management, reputation risk management, law risk management, strategic risk management and compliance risk management.