ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN PADA BANK UMUM SYARIAH DI INDONESIA
| Main Authors: | Tristiningtyas, Vita, Mutaher, Osmad |
|---|---|
| Format: | Article info application/pdf Journal |
| Bahasa: | eng |
| Terbitan: |
Universitas Islam Sultan Agung (UNISSULA), Faculty of Economics, Department of Accounting
, 2016
|
| Subjects: | |
| Online Access: |
http://jurnal.unissula.ac.id/index.php/jai/article/view/865 http://jurnal.unissula.ac.id/index.php/jai/article/view/865/701 |
Daftar Isi:
- This study aimed to examine the effect of the Capital Adequacy Ratio (CAR) , Non Performing Financing (NPF) , Net Operating Margin (NOM) , Financing to Deposit Ratio (FDR) , BOPO and DPK against return on Assets ( ROA) as a proxy of the financial performance of Islamic Banks in Indonesia from 2008 to 2012 . The population in this study was 11 Islamic Banks in Indonesia . The analysis technique used in this study is a multiple linear regression . While the classical assumption used in this study include autocorrelation test , normality test, multikolonieritas , and heteroscedasticity test .The results showed that the variable CAR and DPK positive and significant impact on ROA Islamic Banks . While BOPO variable is negative and significant effect on ROA Islamic Banks . NPF variables , NOM , and FDR negative effect on ROA , but not significantly . Predictive ability of the six variables on ROA of 86.0 % , while the rest is influenced by other factors not included in the research model . The results of this study are expected to provide guidelines for the management of Islamic Banks in managing the company.