Risks of Multi-Contract in Sharia Financial Institutions, Indonesia
| Main Authors: | Fikri, Fikri, Masse, Rahman Ambo, Semaun, Syahriyah, Wahidin, Wahidin, Basri, Rusdaya |
|---|---|
| Format: | Proceeding PeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2018
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| Subjects: | |
| Online Access: |
http://repository.iainpare.ac.id/1304/1/Risk%20of%20Multi.pdf http://repository.iainpare.ac.id/1304/2/Check%20Similarity-Risks.pdf http://repository.iainpare.ac.id/1304/ https://doi.org/10.2991/amca-18.2018.71 |
Daftar Isi:
- The objective of this study was to explore multi-contracts on Sharia Financial Institutions which mainly consist of two problems: 1) products of Sharia Financial Institutions which are related to multi-contracts; and 2) risk accountability of multi-contracts on Sharia Financial Institutions. The approach used wasa descriptive-qualitative approach and the subjects were the costumersof Sharia Financial Institutions. The data were obtained through direct observations and semi-interviews in Sharia Financial Institutions with the employees’ activities. The results showed thattheproducts of Sharia Financial Institutions related to multi-contractsin the DSN-MUI fatwa include musyarakah mutanaqishah, financing takeover, and sharia credit card. Every transaction in multi-contracts has a risk. Moreover, the risk is to be held accountable by all the partiesinvolved in the contract, and also risk accountabilityoccurs due to the customers’ negligence of their obligations.