Analisis Perbandingan Tingkat Kesehatan Bank Syariah Devisa dan Non Devisa Dengan Menggunakan Metode Camel: Studi Kasus PT. Bank Syariah Mega Indonesia dan PT. Bank Rakyat Indonesia Syariah Tahun 2009-2010
| Main Authors: | Ramadhani, Mutia, Isfandayani, Isfandayani |
|---|---|
| Format: | Article application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
Jurnal FAI : MASLAHAH
, 2014
|
| Online Access: |
http://www.ejournal-unisma.net/ojs/index.php/maslahah/article/view/1084 |
Daftar Isi:
- The purpose of this study was to determine the health of banks using the CAMELand compare the results between Islamic banks and non-foreign exchange. The benefitsof this research are expected to be material contribute ideas about the role andfunctions of financial management, especially in one of the functions that determine thehealth of banks. The method used is qualitative naturalistic method with secondarydata sources (secondary data) are available on the Bank's internet serviceIndonesia.CAMEL is the rating that is based on five factors: Capital, Assets,Management, Earnings, and Liquidity. But in this research method used is due tolimited scope CAMEL researchers, management aspects are considered 100% in theassessment. The conclusion from this study showed that foreign Islamic banks that havegreater access to running services relating to transactions in foreign currencies, whichare represented by PT. Bank Syariah Mega Indonesia in 2009 in a healthy position, aswell as in 2010. Based on the calculation of capital ratios for two years, namely 2009and 2010 PT. BSMI obtain CAR, BDR, KAP, ROA, ROA, CR, and LDR at position100% healthy