Pengaruh Jumlah Simpanan Dan Tunggakan Kredit Terhadap Kesejahteraan Anggota Credit Union (Studi Kasus Pada Koperasi Kredit CU Lantang Tipo)
| Main Author: | B61110025, SABINUS BENI |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
Jurnal Ekonomi Daerah (JEDA)
, 2013
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| Online Access: |
http://jurnal.untan.ac.id/index.php/JEDA2/article/view/3829 http://jurnal.untan.ac.id/index.php/JEDA2/article/view/3829/3831 http://jurnal.untan.ac.id/index.php/JEDA2/article/view/3829/3832 |
Daftar Isi:
- ABSTRACT This study aims to determine how much influence the amount of savings and loan arrears to the welfare of members of the Credit Union . The model used in this study is a multiple regression model with the dependent variable is the welfare of members of the credit union , while the independent variable is the amount of savings and loan arrears . The data used in this study is primary data , where the data obtained and extracted from primary sources ( original source ) either in the form of qualitative data and quantitative data . The results showed an increase in the welfare of members after adanyan loan from CU Outspoken Tipo views of family expenses such as the cost of consumption , education and health costs as well as installment loans . Regression calculation results with the help of SPSS data processing program , or a pattern known to influence the relationship between Total Deposits ( X1 ) with CU Members Welfare Outspoken Tipo ( Y ) is positive , but the test results of unknown significance turns out that the X1 does not significantly affect Y. While Total Deposits ( X2 ) with CU Members Welfare Outspoken Tipo ( Y ) is positive . Keywords: Total Deposits, Delinquent Credit, Welfare, Credit Union