MODEL PENGEMBANGAN LEMBAGA KEUANGAN MIKRO (LKM) SEBAGAI ALTERLATIF SUMBER PEMBIAYAAN BAGI USAHA MIKRO DAN KECIL DI KABUPATEN SUMEDANG
| Main Author: | Yuyus Suryana |
|---|---|
| Format: | Article eJournal |
| Bahasa: | eng |
| Terbitan: |
Jurnal Ekonomi
, 2012
|
| Subjects: | |
| Online Access: |
http://journal.tarumanagara.ac.id/index.php/FE/article/view/1114 |
Daftar Isi:
- The amount of unemployment is almost 40% of the total workforce, prompting the government to determine priority targets in addressing unemployment through empowerment of micro and small enterprises (MSEs) in a bid to create jobs and reduce poverty. This study aims to produce models of the development and implementation Mirro Financial Institutions (MFIs) in the countryside as an alternative source of financing for MSEs in Rural. The research method used is Descriptive Method of Comparative with three approaches: (i) literature study, (ii) focus group discussion, (iii) and the survey with interviews and observations. The results showed that the development of microfinance institutions to be supported with the ability to access capital from certain sources are provided by the government through a designated bank. Besides the financial aspect, the development of micro and small enterprises also require other aspects such as sustainable development, mentoring and technical assistance. Accordingly, in the empowerment and development of micro and medium enterprises is necessary commitment, the real involvement and good coordination between all business actors.