Analisis Faktor-Faktor Yang Mempengaruhi Laba Bersih Bank Umum Syariah di Indonesia
| Main Author: | Adawiya, Rabiat El |
|---|---|
| Format: | Article info application/pdf Journal |
| Bahasa: | eng |
| Terbitan: |
Universitas Islam Negeri Mataram
, 2020
|
| Online Access: |
https://journal.uinmataram.ac.id/index.php/jed/article/view/1646 https://journal.uinmataram.ac.id/index.php/jed/article/view/1646/1104 |
Daftar Isi:
- This study discusses the net profit. Factors that affect net income is expected Capital Adequacy Ratio (CAR), Operating Expenses to Operating Income (BOPO), Third Party Funds (DPK), Financing to Deposit Ratio (FDR) and Non-Performing Financing (NPF). The purpose of this study was to determine whether the studied variables affecting net income. The study was conducted in Bank Muamalat Indonesia (BMI), Bank Syariah Mandiri (BSM), Bank Syariah Mega Indonesia (BSMI) and Bank BRISyariah (BRIS) using quarterly publication of the report. The method used is a panel data regression. The results of the analysis showed that, simultaneously and partially, BOPO and DPK in 2009-2012 significantly affect the net profit with the adj R- Squared level of 80.87%. While the variable CAR, FDR and NPF in 2009-2012 do not affect the net income.