Preferensi Risiko dan Faktor Yang Memengaruhi Keikutsertaan Asuransi Usahatani Padi (AUTP) di Kabupaten Jember
| Main Authors: | Ainurrahman, Fahmi , Fariyanti, Anna , Tinaprilla, Netti |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
Departmen of Agribusiness, Economics and Management Faculty, Bogor Agricultural University
, 2022
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| Subjects: | |
| Online Access: |
http://journal.ipb.ac.id/index.php/jagbi/article/view/34267 http://journal.ipb.ac.id/index.php/jagbi/article/view/34267/24542 |
Daftar Isi:
- Rendahnya partisipasi petani padi di Kabupaten Jember dalam program AUTP bukan berarti petani padi merupakan individu yang berisiko. Berdasarkan hal tersebut, maka secara sistematis tujuan penelitian ini adalah sebagai berikut: (1) Menganalisis preferensi risiko petani padi di Kabupaten Jember; (2) menganalisis faktor-faktor yang mempengaruhi partisipasi petani padi di Kabupaten Jember dalam program AUTP. Pengukuran preferensi petani padi menggunakan metode multiple price list dan constant relative risk averse (CRRA). Sedangkan analisis faktor-faktor yang mempengaruhi partisipasi petani padi dalam program AUTP menggunakan analisis regresi logit. Hasil penelitian menunjukkan bahwa petani padi di Kabupaten Jember memiliki preferensi risiko untuk menghindari risiko. Preferensi risiko petani responden peserta AUTP di Kabupaten Jember adalah sangat penghindar risiko; sedangkan responden petani non peserta AUTP di Kabupaten Jember adalah netral terhadap risiko. Faktor-faktor yang memengaruhi keikutsersertaan petani padi di Kabupaten Jember dalam program AUTP, yakni: (1) usia, lama, (2) berusahatani padi, (3) luas lahan usahatani padi, (4) preferensi risiko, (5) pemahaman terhadap AUTP, dan (6) besaran premi yang mampu dibayarkan.
- The low participation of rice farmers in Jember Regency in crop insurance (asuransi usahatani padi – AUTP) does not mean that rice farmers are risk seeking individuals. The objectives of this study are: (1) to analyze the risk preferences of rice farmers in Jember Regency; (2) analyze the factors that influence the participation of rice farmers in Jember Regency in the AUTP program. The measurement of rice farmer preferences used the multiple price list and constant relative risk averse (CRRA) method; and the analysis of the factors that influenced the participation of rice farmers in the AUTP program used logit regression analysis. The result showed that rice farmers in Jember Regency had a risk preference to avoid risk. The risk preferences of participants farmers of AUTP in Jember Regency are very risk averse; while not participants farmers of AUTP are risk neutral. The factors that influence the participation of rice farmers in Jember Regency in the AUTP program are: (1) age, (2) rice farming experience, (3) rice farming area, (4) risk preference, (5) AUTP knowledge, and (6) amount of insurance premium that can be paid. The participation of rice farmers in Jember Regency in the AUTP can be increased by increasing farmers knowledge of the scheme and benefits of agricultural insurance through counseling and mentoring.