Cost-Plus Financing dalam Pembiayaan Murabahah Bank Syariah di Jambi
| Main Author: | Masnidar, Masnidar; Fakultas Syariah IAIN Sulthan Thaha Saifuddin Jambi |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
Innovatio
, 2013
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| Online Access: |
http://e-journal.iainjambi.ac.id/index.php/Innovatio/article/view/49 http://e-journal.iainjambi.ac.id/index.php/Innovatio/article/view/49/41 |
Daftar Isi:
- Although only one of alternative products, not the core product in the Islamic banking, murabaha is the most popular product used. Murabahah developments due to provide a definite advantage to the bank, having a vast market in accordance with the high level of community needs for shortterm financing products and micro-scale, as well as having a relatively easy procedure. In the other hands, the development of murabaha tends to be a concern where the trade mark of Islamic banking is supposed to share the results and share the risk with the social principles of illicit profit marginalized, changed into a profit-oriented institutions. Murabaha financing costs and margins seem more expensive than conventional bank loan rates. So there arose a controversy on murabaha financing.