THE COMPETITION AND REGULATION ARE CHALLENGES FOR RURALS BANKS
| Main Authors: | Widyastuti, Maria, Hermanto, Y. Budi, ., Lusy |
|---|---|
| Format: | Article PeerReviewed Book Image |
| Bahasa: | eng |
| Terbitan: |
Journal of Xi'an University of Architecture & Technology
, 2020
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| Subjects: | |
| Online Access: |
http://repositori.ukdc.ac.id/208/1/88-feb2020.pdf http://repositori.ukdc.ac.id/208/3/Sertifikat%20jurnal.jpeg http://repositori.ukdc.ac.id/208/7/peer%20review%20the%20competition%20%26%20regulation-208.pdf http://repositori.ukdc.ac.id/208/6/Plagiarism%20The%20Competition%20RURAL%20BANK.pdf http://repositori.ukdc.ac.id/208/ http://xajzkjdx.cn/Vol-12-Issue-2-2020/ |
Daftar Isi:
- This type of descriptive qualitative research, which aims to find out and analyze how Rurals Banks (Rurals Bank) who face challenges in the form of competition from non-bank financial institutions and commercial banks engaged in micro and Financial Services Authority Regulation (POJK) No 5 / POJK.03 / 2015 regarding the requirement for minimum capital supply. Respondents from the study were Managing Directors of Rurals Bank from four districts and cities, namely: Sidoarjo, Krian, Gresik and Surabaya. The results of in-depth interviews are known, in the face of challenges used: 1) branding strategies to build a positive image; 2) institutional strengthening and internal reform through: overcoming capital through mergers or inviting new investors; improve governance because success does not depend on the size of the business but depends on the speed in anticipating change; improve the quality of human resources with integrity where thoughts and speech must be the same, and the last to make products and services that are more varied, Ninety-nine percent are the same as competitors but one percent must be different from looking at niche markets