FDR NPF ROA BOPO CAR SWOT 2X4.27 2X6.32 658.155 Alokasi CSR GCG GDP KPR syariah Mudharabah Financing NONE Path Analysis Perbankan Syariah data envelopment analysis (DEA) inflation kepercayaan konsumen kesejahteraan markowitz portfolio murabahah murabahah margin profit sharing income risk adjusted return single index model portfolio tird party fund variable return to scale (VRS) wadi’ah wadi’ah rewards 297.73 2X7.38 2x4.27 Ari m 302.14 332.01 332.1 340 ASURANSI ISLAM ASURANSI PENDIDIKAN ASURANSI SYARIAH Acces to justice Analisis SWOT BANK DAN PERBANKAN - SYARIAH - INDONESIA 2X4.27 BANK ISLAM BI Rate BI rate BPOM BPRS