H Social Sciences (General) HG Finance Debt to Equity Ratio (DER) ROA Size current ratio profitability CAR Capital Structure Commodity Futures Contract olein Corporate Social Responsibility disclosure Corporate value Demographic Penetration Earning per Share (EPS) Education Exchange Rate FDR Financial Inclusion Geographic Penetration Go Public Government Bond Index Growth IPO Income Initial Return Interest Rate Investment Opportunity Set (IOS) Islamic Perspective NOM NPF Non-Performing Credit (NPL) ROE Return Return On Assets (ROA) SBI interest rate SME Credit Signal Theory Size (Bank Size) Stock Price Total Asset Turnover (TATO) toward Dividend Payout Ratio (DPR) Trading Volume Transtudio Bandung image Value Exchange and DER and Inflation and stock return business risk capital structure cash conversion cycle (CCC) cash turnover period