Attitude behavior BI rate Center of statistical Competitiveness Corporate Social Responsibility Employee Performance Financing to Deposit Ratio GRDP HJ Public Finance Human development index Interest in entrepreneurship Islamic Work Ethics Job Satisfaction Laboratory governance Laboratory optimization Leadership Net Interest Margin Non-Performing Financing Poverty Profitability Religiosity Subjective norms Theory of planned behavior plus Work Environment Zakat coronavirus disease exchange rate shift-share Estaban Marquillas structural change sukuk