Law Effectiveness - BTN Bank Baitul Mal Banda Aceh Bank BTN Batas Desa Client Customary Dispute Resolution Customary Fines Customary Sanctions Grants Harta Bersama Hibah Implikasi Yuridis Islamic Law Juridical Implication Ketidakteraturan Hukum Kredit Ringan Legal certainty Lhok Kuala Cangkoi Local Customary Courts Masyarakat Hukom Adat Laot Masyarakat Hukum Adat Municipal police Nasty Cases Otonomi Khusus Pedagang Kaki Lima Pengakuan Penyelesaian Tunggakan Peranan Satuan Polisi Pamong Praja Perlindungan; Asuransi; Nasabah; Insurance Agreement Prinsip Kehati-Hatian Prudential Principles Roles Settle-ment of Khalwat Settlement of Arrears Shared Assets Tanpa Izin Village boundaries Wilayah Kelola Without Permits customary court dana titipan deposit funds dispute resolution hareuta peunulang harta tidak dikenal law