SWOT BEP feasibility marketing strategy Adenium Aloe vera B/C ratio BMT Bad Debt Ratio Balanced Scorecard CAMEL Coastal Community HR perfomance IRR ISPM NPV PBP PCA Packing Pallet Phytosanitary Productive Economic Fund SME’s Swamitra Micro Finance TPT alternative strategy aquaculture assessment of performance business business competition business development strategy clustering patterns consumer behavior consumer’s preference corn silo decorative plant determinants for competency development development strategy economic sectors employee’s competency export farmer groups feasibility analysis feasibility investment guidance SMEs hard competency herbal tea innovation intermediary institution