MERGER AS THE FULFILLMENT OF MINIMUM CAPITAL REQUIREMENTS AND FULFILLMENT OF CORE CAPITAL BPRBASED ON FINANCIAL REGULATION NO. 5/POJK.03/2015 (CASE STUDY AT PT. BPR RANGKIANG AUR DAN PT. BPR RANGKIANG DENAI) - Nasfi, Dodi Yuli Satria, (LPPM Universitas Muhammadiyah Sumatera Barat, 2019)