APA Citation

Fernando, E. Similarity "Development conceptual model smartphone adoption for use mobile banking". Univ. Bina Nusantara.

Chicago Style Citation

Fernando, Erick. Similarity "Development Conceptual Model Smartphone Adoption for Use Mobile Banking". Univ. Bina Nusantara.

MLA Citation

Fernando, Erick. Similarity "Development Conceptual Model Smartphone Adoption for Use Mobile Banking". Univ. Bina Nusantara.

Warning: These citations may not always be 100% accurate.