THE MODERATING EFFECT OF NON-PERFORMING FINANCING IN THE RELATIONSHIP BETWEEN LOAN FINANCING AND SECURITIES FINANCING ON PROFITABILITY OF ISLAMIC BANKS IN INDONESIA
| Main Author: | OETOMO, HENING WIDI |
|---|---|
| Format: | Proceeding PeerReviewed application/pdf |
| Bahasa: | eng |
| Terbitan: |
, 2014
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| Subjects: | |
| Online Access: |
http://repository.stiesia.ac.id/716/1/55.%20hening%20widi%20The%20Moderating%20Effect%20of%20Non-Performing%20Financing%20in%20the%20Relationship%20between%20Loan%20Financing%20and%20Securities%20Financing%20on%20Profitability%20of%20Islamic%20Banks%20in%20Indonesia.pdf http://repository.stiesia.ac.id/716/ |
Daftar Isi:
- The objective of the research was firstly to know the effect of Loan Allocation and Securities Allocation on the profitability of Islamic banks in Indonesia. The second objective was to look at the role of Non-Performance Financing in mediating the relationship between Loan Allocation and Securities Allocation on the profitability. The population was entire Islamic Banks in Indonesia totaling 11 banks. Sample was drawn using saturated sampling technique so that the entire populations became sample. Used data here were secondary data. The data were collected within period of 2009 to 2012 derived from annual reports of Indonesia Bank. Statistical technique used here was multiple regression and residual technique. The results showed that Loan Allocation had significant positive effect on profitability, while the Securities Allocation had significant negative effect on profitability. Non-Performance Financing was showed to not moderate the relationship between Loan Allocation and Securities Allocation on profitability of Islamic banks in Indonesia.