Analisis kecukupan modal bank umum konvensional berdasarkan evaluasi stress testing terhadap eksposur risiko kredit dengan pendekatan model hubungan tingkat non performing loan dan faktor makro ekonomi periode 2003-2013 = Analysis of capital adequacy for conventional commercial banks based stress testing evaluation of credit risk exposures with relationship model approach between non performing loans and macroeconomic factors in the period of 2003-2013 ([, Fakultas Ekonomi dan Bisnis Universitas Indonesia], 2014)