Perlindungan Hukum terhadap Nasabah Perbankan yang Tidak Menerima Dananya dan Saldo dalam Rekening Tetap Terdebet pada Saat Melakukan Transaksi Tarik Tunai melalui Mesin Anjungan Tunai Mandiri (ATM) = Legal Protection towards Banking Customers in the Event Funds Not Being Received and Balance on Current Account Remains Debited during Cash Transactions through Automated Teller Machine (ATM) - Maya Narzalina, author (2014)