Perlindungan hukum bagi debitur atas wanprestasi PT. Pegadaian dalam penerapan klausula baku pada surat bukti kredit (SBK) terkait pertanggung jawaban PT. Pegadaian mengenai hilang atau rusaknya barang yang digadaikan ( studi kasus : putusan Mahkamah Agunf No, 480.K/Pdt.Sus/2012) = Legal protection for debtor in breach of contract by PT. Pegadaian in standard clause which stated in credit evidence letter related to PT. Pegadaian s liability concerning the loss or damage of the mortgaged goods ( case study supreme court's decision No. 480K/Pdt.Sus/2012) / Kartika Rahmadayanti - Kartika Rahmadayanti, author (Fakultas Hukum Universitas Indonesia, 2014)