Girik sebagai obyek jaminan utang dan perlindungan terhadap kreditur (tinjauan yuridis terhadap penerapan peraturan Bank Indonesia No. 13/26/PBI/2011 tanggal 28 Desember 2011) = Girik as a Collateral Debt object and protection against creditors (a legal analysis on the implementation of Bank Indonesia Regulation No. 13/26/PBI/2011) - Resty Ronalisco, author (Universitas Indonesia, 2012)