ANALISIS PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN NON PERFORMING FINANCE TERHADAP PROFITABILITAS BANK SYARIAH (Studi Kasus Pada Bank Umum Syariah di Indonesia Periode 2011 - 2013) - Umam, Nasirul (2015)